In going into a business may not be easy especially when there is lack of start-up capital. Ideas flows from most individuals, there is a high business zeal/spirit. Many, who are very desperate of starting, go as much as far to the Bank to get a loan but yet none of the Nigeria Bank will be willing and want to give any individual loan as a start-up capital. It takes so much effort to even get grant from the government. It is depressing to be loaded with great business ideas and not able to utilize it due to no capital. As a prospective business man/woman to be, there are some things you need to put into place before thinking of the start-up capital. Starting a small scale Business 1. Discover the need of people (What they need). What do you think the people need? How can you satisfy them in terms of service and goods. If you want to go into selling products for instance, there are some goods people cannot do without. Like recharge cards, food items,
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